Handy Little Loans

Loans up to $1000 with payments over 12 weeks. No hidden costs For example, borrow $500 and payback $53 over 12 weeks. Total $636.

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Why a HANDY LITTLE LOAN?

  • Cheaper than typical payday advance loans
  • Simple fee structure
  • Nothing hidden – just the establishment fee, monthly fee and interest
  • Fast Cash up to $1000 can be in your bank account today
 
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Handy Little Loans

(Medium Term Unsecured Loans)
Loans up to $1000. Interest rate 49.5% per year. Establishment fee $80 per loan. Monthly Administration Fee $5.60. Payback term from minimum of 12 weeks and maximum of 26 weeks.
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Secured Loans

Loans up to $5,000. Interest rate to 24.95% per year. Establishment fee up to $195 per loan.
Monthly Administration Fee $5.60.
Payback term from minimum 3 months and up to maximum 3 years.
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Important Information

Borrowers should read this important information before applying for a loan It explains how much loans will cost and many of your obligations.
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Easy Application

You complete and submit the online application. It only takes a few minutes. Your income needs to be at least $450 per week and more than 90% of this from paid employment
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Verification

We send you an email asking for more information to help us verify your identity confirm your financial situation. You can use our online verification - its easy. We need to see your photo ID, proof of address and bank statements for the last 12 weeks.
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Evaluation

We assess your application and if successful we send you a Credit Contact to review and sign electronically. We also send an email from Secured Signing to electronically sign a Direct Debit form.
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Payment

Once we receive these signed documents we transfer the money to your bank account. It can be there within 60 minutes if you want it.
Sometimes it takes longer, depending on your bank or outside the weekday hours of 9:00 to 4:00
We direct debit the repayments from your bank account according to the Payment Schedule in the Credit Contract

Examples of Handy Little Loan amounts and repayments

These are approximate values only

Weekly Payments

Fortnightly Payments

Monthly Payments

I want to know

Payday Loans can Relieve your Financial Stress

When damage- or something else unexpected occurs at home, where are you going to find the extra money to fix the problem? Payday loans are short terms loans which can help you through a financial calamity. The process of getting fast cash involves a lender who will provide you with a short-term unsecured loan.

You’ve got a Chance

You need to do thorough research with these quick cash loans as they come with their own set of requirements according to the lender. When you get paid again, then these cash loans can be repaid. The nice thing about a payday loan is that when money is needed in an emergency, the banks may have slammed their doors in your face, but you’ve still got a chance with a reputable registered financial service provider.

With them you can have your money in your bank account on the same day. Applying for payday loans is so convenient and easy when done on-line and nobody needs to know about where you got your money from. If you’re 18, you’re a permanent resident of New Zealand and you’re working and receiving a salary, you can apply for a payday loan.

Your Credit Score Needn’t be a Stumbling Block

Getting a payday advance approved quickly means you can attend to your emergency quickly. The maximum loan size is $600 for a short term cash loan. Yes, at Acorn Finance, credit worthiness counts, but they also understand the difficulties people face and try to work out solutions for all those who come knocking at their door. You needn't think that bad credit has to deter you outright from applying for a payday loan – nothing ventured, nothing gained and anyone can take their chances with these loans. At Acorn Finance, most applicants successfully get a payday loans if they are in full time employment, get paid into their bank account and don’t have more than 2 other loans,

Contacts

Acorn Finance 2012 Limited

Address: 52C Mokoia Road, Birkenhead, Auckland

Postal: PO Box 34 673, Birkenhead, Auckland 0746

Phones: 09 419 8984

Registered Financial Service Provider FSP246365

Acorn Finance also has other websites and trading names which are called The Little Loan Shop and Cash Relief
Email: info@acornfinance.co.nz

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