“Adulting”. What is it? How does one get it right? A simple Google search of the word will tell you that adulting is about being a put-together grown-up. Making responsible decisions and having a handle on your finances is part of the deal. However, a quick social media search of the word will show you that the concept is often met with frustration and disdain. Why? Well, because things rarely [...]
Life is expensive. Any adult Kiwi will tell you that. If you’re not buying food, you’re paying off bills and other expenses. However, what happens when you don’t have quite enough to cover all your living costs? Most people scramble for help from those around them, only to find that they’re struggling too. Small cash loans have offered much-needed relief for many people in NZ for a while. There’s much [...]
There are many reasons why different people may opt to apply for a cash advance in Auckland. Personal emergencies, unforeseen expenses, and financial issues are some of the most common reasons. When you’re in one of these situations, the last thing you want to encounter is a barrage of questions that you may not have satisfactory answers to. However, cash advances are a risky business for lenders, too, so there are [...]
It happens to the best of us - you take on a financial commitment only to find that you’ve bitten off more than you can chew. Times are tough and instant cash loans may be the only way to make it to the next month. If you’ve ever been in this situation, whether you’re in Auckland or anywhere else in New Zealand, this blog is for you. Here’s a list of tips [...]
Financial experts recommend saving for a ‘rainy day’ to ensure you have funds to cover emergency expenses. However, if you rely on your entire weekly or monthly take-home pay to pay for expenses, then there’s little chance you’ll have any left to spare for such an occasion. Should an emergency arise, then having easy and quick access to short-term finance is important. Payday loans are, in many instances, an ideal solution to [...]
When you have your own money, paying for something is simple. All you need is access to your bank card to make a purchase, and what you’re charged is what you’ll pay. However, what happens when you need to borrow money from a financial provider? Applying for and managing finance, whether it be small cash loans to cover emergency property repairs or a major loan to help start a business, is often [...]
Emergencies always occur at the most inconvenient time – usually after all your bills have been paid, and your bank account is empty. With an Auckland instant cash loan, you could quickly access the funds you need – and then pay for it as soon as your salary comes in. However, this is something that will involve you paying interest – so it’s not something you want to rush into without [...]
Home ownership is still considered one of the ultimate goals for most people in New Zealand, and it’s one worth aspiring to. It’s a great investment that usually beats inflation and is a great asset to pass down to your children. According to KPMG, the average first time homeowner will apply for roughly $400k in finance, and that close to 40% are now asking to contribute a low deposit – as [...]
A payday advance loan should only be taken out when required. This could be for an emergency or for other immediate needs that you do not have cash available for. Even relatively small loans such as those offered by payday advances are still debt, and you should plan carefully when applying for them. It is quite tempting to apply for a larger amount than you require, especially if you qualify for a [...]
Emergencies happen in life, and they shall often take place at inconvenient times. Even when you are responsible with your finances and do not spend your income frivolously, you might find yourself in a situation where you need a small cash injection to carry you over until funds such as your salary come through. In these cases, a payday loan could be the solution you need. Taking a payday loan [...]