No security is needed for our Handy Little Loans. Some form of security is needed for each secured loan and most commonly it is a motor vehicle. Other chattels such as boat, jewellery, or collectables may be considered and will need a valuation and insurance cover. We do not use essential house hold items as security. Motor vehicles need to be no older than 15 years, have current warrant and registration and be insured. We can lend up to 80% of its realisable value.