A cash advance is when a company, especially a financial institution or lender, lends you cash in the form of a short-term loan. These usually come with few restrictions attached, and are often available without having to fill out a lengthy application. Yet if you’d like to receive a cash advance in Christchurch even quicker and easier than with some other lenders, Acorn Finance is proud to provide our streamlined online application service which gets you the money you need faster than with many of our competitors and at a lower rate than with some other options.

Why You Should Never Use Your Credit Card to Get a Cash Advance

As convenient as credit cards and personal checks are, there are many instances in which you need to have cash on hand when you might not necessarily have it available. In these cases, it may be tempting to head to the nearest ATM and get a cash advance using your credit card, but there are some very good reasons why this may be a bad idea.

In general, it is important to remember that whenever you borrow money, you are borrowing from your future. Any cash you take out will have to be paid back, likely with some amount of interest. Yet not all forms of borrowing are the same, and there are many downsides to using your credit card as a means of getting a cash advance. For example, with credit cards, you won’t have any grace period on your purchases, and you may face hefty transaction fees.

Perhaps the worst reason to use your credit card for a cash advance, however, is the fact that the interest rates are usually quite high, as credit card companies will usually charge a higher rate for cash advances than for regular purchases. All things considered, when you need cash quick, you are usually better off getting your cash advance loans in Christchurch from your bank or a lending service. For a quick cash advance option at a reasonable interest rate, Acorn Finance is a trusted lender who can offer you the cash you need right now through our fast, online application process.

Get a Cash Advance Online in Christchurch from Acorn Finance

Acorn Finance is a wholly-owned NZ company based out of Auckland which has provided loans and cash advances for New Zealanders throughout the country, including right here in Christchurch. We offer unsecured cash advance loans with a medium term of 12 weeks or more, giving you the ability to spread your payment out over a longer term than with most short-term loans.

With our Handy Little Loans, you can get a cash advance in Christchurch the same day through our easy online application process. We offer some of the lowest cost loans, complete with competitive interest rates and no hidden fees. All credit costs are presented here so you can make an informed decision on your cash advance loan before you apply.

Apply to get your cash advance online in Christchurch today. You’ll be glad you worked with a trusted lender who gives you the flexibility to repay at a time which makes sense for you.