Even though some people get concerned about the use of cash loans they can be a good solution to urgent cash needs. In most cases the concern is unwarranted because cash advances can be obtained quickly and easily and they meet a need without fuss or bother. Short term cash loans are of course not a long term solution because the advance has to be repaid. For medium term loans [...]
A black spot on your credit rating can occur for a variety of reasons and leave you feeling helpless and unable to borrow funds. If you find yourself in this situation contact Acorn Finance today. Whilst we can't guarantee you will get a loan, we do understand bad credit situations happen and will strive to help you with a suitable loan. We offer medium term loans up to $1000 which [...]
Why do people look for a lender who doesn't do credit checks? The answer is - "it's complicated". There's likely to be several reasons with the most significant one being the borrower has a poor credit history for things that have happened in the past and they don't want to be refused a loan application. Most lenders try to steer clear of such borrowers because the risk is high they [...]
From time to time we need a bit of extra cash to help with that short term emergency. May it be school fees, car repairs, rent bond or whatever. A medium term loan may be just the thing for you. A loan from Acorn Finance is likely to be less costly than a payday loan or short term cash loan because the interest rate is lower and the repayments spread over [...]
Easy personal loans of between $500 and $5000 are Acorn Finance's specialty. Applying for a loan on our website is quick, safe and simple even for a first-time borrower. All applications are acknowledged and processed promptly. Repayments for your personal loan can be as low as $50 per week, depending on how much you've borrowed. The term of the loan can be anywhere between 3 and 24 months according to [...]
When taking out a loan, be it large or small, a borrower should not sign the contract until they are confident they fully understand their rights and obligations. The loan contract should include the rights and responsibilities of both the borrower and lender, the loan repayment amounts, terms, conditions, interest rates and fees, the obligations that come with having a loan and the results of not making the repayments as [...]
In 2015 there was an update to consumer credit law in NZ. Changes in the law are documented in the Credit Contracts and Consumer Finance Amendment Act 2014 and came into effect in June 2015. These changes were introduced for the purpose of strengthening protection for consumers seeking a personal loan or other types of credit-related finance. One of the key changes in the law is the introduction of lender responsibility principles supported [...]
Acorn Finance is a helpful and trustworthy finance company offering fast friendly support to those in need of a cash loan. A loan between $1000 and $5000 will require collateral that will be used as security on the loan. Collateral is one or more possessions belonging to the borrower that will be used as a guarantee the loan will be repaid. A motor vehicle is the most common type of [...]
Acorn Finance has been giving New Zealanders a helping hand with unsecured cash loans up to $1000 for more than 10 years. We pride ourselves on our reputation of competitive interest rates, flexible terms and friendly service. Since no collateral is required for an unsecured loan the application process with Acorn Finance is especially quick and easy. Usual loan application criteria apply, i.e. you must be over 18 years of [...]