3 Things you should not do with your Cash Advance in Auckland
The only thing worse than going through a rough financial patch is knowing that you have exhausted every option available to you. Say for instance you decide to apply for a cash advance in Auckland. There is nothing wrong with this, as sometimes the month brings with it unexpected expenses. A [...]
Break the Payday Loan Cycle with a Medium Term Loan
Payday loans are a great option to use from time to time when there is an urgent need for a small amount of cash in your bank account. But problems can arise if we need to take out another payday loan as soon as we have paid it off. The [...]
Medium Term Loans Compared To Payday Loans
The great thing about payday loans is you can quickly get a small amount of cash deposited in your bank account. They are designed to be paid back on you next payday or within a few weeks. However this means the amount to be repaid can take a big chunk [...]
Repairing Your Credit Is Important
When you are trying to get a mortgage or a car loan, your credit may determine the loan rates you are eligible to receive. If you have a high credit score, you will essentially save money by improving your chances of obtaining a lower rate. If your score is low, [...]
Low Cost Cash Loans
Short term cash loans and payday loans are usually an expensive way to borrow money. They are a good option if you want cash in a hurry but because the interest rates are usually high, they need to be paid off as soon as possible. They are only suitable for [...]
The Basics about Cash Loans
Even though some people get concerned about the use of cash loans they can be a good solution to urgent cash needs. In most cases the concern is unwarranted because cash advances can be obtained quickly and easily and they meet a need without fuss or bother. Short term cash [...]
Are there fast cash loans with no credit checks in NZ?
A black spot on your credit rating can occur for a variety of reasons and leave you feeling helpless and unable to borrow funds. If you find yourself in this situation contact Acorn Finance today. Whilst we can't guarantee you will get a loan, we do understand bad credit situations [...]
What’s the deal with no credit check payday loans in New Zealand?
Why do people look for a lender who doesn't do credit checks? The answer is - "it's complicated". There's likely to be several reasons with the most significant one being the borrower has a poor credit history for things that have happened in the past and they don't want to [...]
Cash Loans Can Help
From time to time we need a bit of extra cash to help with that short term emergency. May it be school fees, car repairs, rent bond or whatever. A medium term loan may be just the thing for you. A loan from Acorn Finance is likely to be less costly [...]
Applying for a Personal Loan
Easy personal loans of between $500 and $5000 are Acorn Finance's specialty. Applying for a loan on our website is quick, safe and simple even for a first-time borrower. All applications are acknowledged and processed promptly. Repayments for your personal loan can be as low as $50 per week, depending [...]
Important Information for Borrowers
When taking out a loan, be it large or small, a borrower should not sign the contract until they are confident they fully understand their rights and obligations. The loan contract should include the rights and responsibilities of both the borrower and lender, the loan repayment amounts, terms, conditions, interest [...]
What do the New Lender Responsibilities mean for a borrower?
In 2015 there was an update to consumer credit law in NZ. Changes in the law are documented in the Credit Contracts and Consumer Finance Amendment Act 2014 and came into effect in June 2015. These changes were introduced for the purpose of strengthening protection for consumers seeking a personal loan or other [...]
Secured Cash Loans Explained
Acorn Finance is a helpful and trustworthy finance company offering fast friendly support to those in need of a cash loan. A loan between $1000 and $5000 will require collateral that will be used as security on the loan. Collateral is one or more possessions belonging to the borrower that [...]
Unsecured Cash Loans
Acorn Finance has been giving New Zealanders a helping hand with unsecured cash loans up to $1000 for more than 10 years. We pride ourselves on our reputation of competitive interest rates, flexible terms and friendly service. Since no collateral is required for an unsecured loan the application process with [...]